Modular and Manufactured Housing Financing Experts; HUD, Pre-HUD and chattel loans

You need a mortgage broker/banker with experience in this mortgage niche.

We’ve been at it 25 yrs – We’ve been there! We’ll take you there!

· Modular homes, manufactured homes, UBC, IRC, pre-fabricated homes, kit homes, panelized homes, log homes

· Conventional financing, FHA, VA

· purchase or refinance - simple or cash out

· HUD or Pre-HUD (sometimes)

· Full Doc or Stated financing

· Land/home or in-park

· Single- Double-wide, or larger

· Construction. You’ll love our terms on lot and land loans. The dealers and manufacturers love our one-time close program

We know the manufacturers and the dealers. We know how the business works. We know the process from start to finish.

Click Here -
Complete and submit the form on the right.
I'll get back to you PDQ - or Call Me!

When you’re in the market for a new home, you owe it to yourself to walk through any modular homes or manufactured homes you can find; whether at the dealer, land/home, or in-park. They are not “mobile homes” any more. The quality of construction, the features and benefits, and value for your housing dollar, has to be seen to be appreciated.

If it ever had - or ever will have - wheels under it, chances are we finance it.

Let me see if I can predict your questions. Hmmmm………..

(Pregnant pause)

Oh yeah.

1. What’s your interest rate?

Rates for modular homes and manufactured homes are not priced like ‘stick-built’ homes. Rates depend on your credit score (of course) and the size and age of your prospective home. You’ll be impressed with our competitive rates.

Click here, complete and submit the form on the right; I’ll get back to you with a more specific finance quote. You can also check the daily crawler that displays today’s rates.

2. What credit score do I need?

The short answer is 620 or better for conventional financing (FHA financing is more liberal). I can help with this one too. Click here, complete and submit the form on the right and I’ll get more specific. I’ll show you how to pull your credit without creating an ‘inquiry.’ I also have several resources to assist you in understanding your credit.

2. How much money down for a Modular/Manufactured home purchase?

With the current churn in the mortgage industry, this answer is simpler. We need 5% down.
(3% for FHA of course. Ask me about ‘family gifting’)

Would you like a free article on any specific aspect of the mortgage industry?
Click here, select the article you want on the right, fill out the form, and I’ll email it to you pronto.